Frequently Asked Questions

If you have any questions, please message us on our conversational AI bot located within this website. You can also call us at 1-833-311-1109.

An accredited investor, in the context of a natural person, includes anyone who:

Has earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current calendar year, OR

Has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR

Holds good standing a Series 7, 65 or 82 license.

On the income test, the person must satisfy the thresholds for the prior two years consistently either alone or with a spouse, and cannot, for example, satisfy one year based on individual income and the next two years based on joint income with a spouse. The only exception is if a person is married within this period. The person may satisfy the threshold based on joint income for the years during which the person was married and based on individual income for the other years.

In addition, entities such as banks, partnerships, corporations, nonprofits and trusts may be accredited investors. Of the entities that would be considered accredited investors and depending on your circumstances, the following may be relevant to you:

Any trust with total assets more than $5 million, not formed to specifically purchase the subject securities, and whose purchase is directed by a sophisticated person, OR

Certain entity with total investments more than $5 million, not formed to specifically purchase the subject securities, OR

Any entity in which all the equity owners are accredited investors.

In this context, a sophisticated person means the person must have, or the company or private fund offering the securities reasonably believes that this person has, sufficient knowledge and experience in financial and business matters to evaluate the merits and risks of the prospective investment.

Yes. You will receive a Form K-1. Our goal is to finalize all Form K-1s annually by March 31st, however, we do rely on outside reporting and may require additional time to furnish the forms in a way that is to the investor’s best advantage.

The term of our investments are generally 10 years, but we have sole discretion to extend the life or even decrease the life after you have invested. The reason for this is we want to maximize the value of the real estate investments. We do not want to be forced to sell investments when the market is bad, nor do we want to pass up the opportunity to sell investments when the market is great.

Yes, but it depends. We intend to pay distributions monthly but may change the frequency at our sole discretion during the term of the fund. The change in distribution frequency can depend on many factors such as the property’s cash flow level or needed capital expenditures. Sometimes the cash flow of the property may not support a distribution.

Our fee structure is typical for private real estate managers. We currently charge a 3% asset management fee based on the investment property net income, a 1% transaction fee based on the value of properties we acquire and dispose of, and a 20% management performance fee based upon meeting specific requirements upon sale as described in our private placement memorandum.

Keep in mind that if the property’s cash flow goes up or down, so does our management fee. This aligns our economic interests. We do not charge miscellaneous fees, such as fees for processing and storing your investment information. We also do not ask you to pay fees or commissions to middlemen or stockbrokers to invest in our funds.

Yes. All investments involve risk, including those investments made in Wise Capital. We do not guarantee that you will earn our targeted returns. There are many factors that can impact the performance of your investment, many of which are not under our control.

Please keep in mind, investing involves risk and may result in partial or total loss of your investment. Prospective investors should carefully consider investment objectives, risks, charges, and expenses, and should consult with a tax or legal adviser before making any investment decision.

We do believe that investing in private real estate poses less risk than many other types of investments. Private real estate has historically been less volatile than the stock market, and properties generally appreciate over time as inflation tends to push rents up. Additionally, we conduct extensive research and due diligence on every property investment and have a high degree of conviction that our risk is balanced with our targeted returns.

No. Wise Capital is a property management company that specializes in the acquisition, renovation, and management of Class C multifamily properties.

While we facilitate investments in these properties, we are not an investment firm, a Registered Investment Advisory firm, or a wealth manager. We do not provide investment advice or manage investment portfolios.

Our primary focus is on acquiring undervalued properties, implementing strategic renovations, and leveraging technology to enhance the resident experience and maximize property value. We partner with investors who share our vision to create thriving communities and generate strong returns.

No. If you invest with Wise Capital, you're not investing in a specific property; you're investing in a portfolio of carefully selected Class C multifamily properties.

Wise Capital utilizes a diversified investment strategy, spreading capital across multiple properties to mitigate risk and enhance potential returns. This approach allows investors to benefit from the overall performance of the portfolio rather than the success of a single asset.

Wise Capital's team meticulously identifies undervalued properties with significant upside potential. They implement strategic renovations and leverage technology to enhance the resident experience and maximize property value. By investing in Wise Capital, you become a partner in their mission to reimagine Class C multifamily housing and create thriving communities.